Real estate appraisal services for homeowners in the city of Metairie and Jefferson CountySee the top seven reasons why LA homeowners call on L & J Appraisal Co., LLC:
Need help determining the value of your house in or near Metairie, LA?
At L & J Appraisal Co., LLC, we understand the unique needs of a consumer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale By Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your home because you probably have an emotional attachment to it. Our professional appraisers at L & J Appraisal Co., LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value conclusion than yours. Appraisals to cancel PMIGetting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. L & J Appraisal Co., LLC is experienced in helping folks just like you get rid of unnecessary PMI insurance. Challenging Jefferson county's assessment of your propertyYour local tax assessor may have your house overvalued if you live in an area that is going down or not appreciating as much as other homes nearby. This only means you are probably paying higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from L & J Appraisal Co., LLC is your number one weapon when contesting your property tax assessment. Recently got a freeze your HELOC?If your property is in a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow point of view, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. L & J Appraisal Co., LLC can provide you with a professional appraisal that will help you reinstate your HELOC. We Also Provide Field and Desktop Appraisal Review ServicesDo you need a seasoned expert to double-check your appraisal for accuracy, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal report? L & J Appraisal Co., LLC can help you with that. While typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your house. |